Bike Insurance?
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894 days
mccalip posted 1 year ago.
You need to call the insurance company b/c all are different. I have USAA and I'm covered under my renters. If you get hit by a car then "usually" it's their fault.
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1342 days
Jstyle posted 1 year ago.
I am the same with usaa it's under my homeowners.
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1214 days
outexan posted 1 year ago.
Yeah i work for an insurance company and your bike would be covered on a homeowners/renters policy subject to your deductible. Most companies also have additional policy or a rider you can buy that has no deductible for high ticket items like jewelry and computer but last year i did some research to see if i could get my bike covered and the company i work for (state farm) excludes bicycles on those type of policies.
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784 days
mdd posted 1 year ago.
I have mine on my homeowner's policy and the bike is covered under all situations.
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o2Ripper posted 1 year ago.
Thank you for your replies everyone! I will look into it more.
-Branden
"Its an addiction"
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1286 days
kevinb421 posted 1 year ago.
mine got stolen out of my garage. my insurance company was happy to help, but it took some convincing with receipts to make them believe it actually costs $4,000. but without anything extra on my homeowner's I was able get a check (minus my deductable of course)
"If your not going to win, make the fellow in front of you break a record."
This last weekend while shipping my older bike to Alabama for Collegiate Nationals, it was damaged in transport (thanks UCSB). With my new bike being built while I type - I would like to insure it some way shape or form. How do you guys insure your bikes, all the time? Should I try to get under my parents homeowners insurance? Or are there good separate bike insurance companies????
Thanks!
-Branden
"Its an addiction"